Last updated: September 28, 2026
1. Acceptance and business authority
By creating an account, placing an order, or using InternationalCreditReports.com™ (the “Service”), you agree to these Terms of Service and to our Privacy Policy, which is incorporated into these Terms. The Service is operated by International Credit Reports, LLC, a Texas limited liability company (the “Company,” “we,” “us,” or “our”). The Service is intended for business use. If you use the Service for a company or other organization, you confirm that you are authorized to act for and bind that organization. If you do not agree to these Terms, do not use the Service.
2. Description of Service
InternationalCreditReports.com is a global platform that procures local business credit information on companies worldwide. The Company does not independently compile the underlying in-country file. It teams up with local credit reporting agencies and other providers in the subject company's country to obtain available business information for that market.
Available content varies by company and country and may include corporate status, registration details, business background, financial information, payment information, and credit insight. Where offered, “Same Day” reports draw on existing data sources and registry records. “Freshly Investigated” reports involve gathering information at the time of the order through local reporting channels. Delivery windows are estimates. A report is informational and is not a guarantee, insurance policy, or recommendation to enter into a transaction. There is no guarantee that any report is complete, current, or accurate.
3. Account information and verification
You must provide and maintain accurate, complete, and current account, contact, company, and billing information. The contact name must identify a real individual who is authorized to use the account; fictitious identities, impersonation, and materially misleading details are not permitted.
We may request reasonable information or documentation to verify your identity, your authority to act for a business, your payment details, or the accuracy of information supplied to us. You agree to respond promptly and to update incorrect information. We will request only information reasonably necessary for the verification and will handle it as described in our Privacy Policy.
4. Orders and customer-supplied information
When placing an order, you confirm that the account, billing, and subject-company information you provide is accurate to the best of your knowledge and that you have a lawful business purpose for requesting the report. You are responsible for identifying the correct legal entity and supplying enough information for it to be distinguished from similarly named businesses.
An order confirmation acknowledges receipt of your request but does not prevent us from reviewing, declining, pausing, or cancelling the order under these Terms. Delivery periods are estimates unless we expressly agree otherwise in writing. Availability and report contents depend on the relevant company, jurisdiction, and sources. If the identifiers you supply point to a different entity than the one you intended, the delivered report is fulfilled unless we agree in writing to replace it.
5. Verification holds, cancellation, and refunds
We may pause account access or order fulfillment while we investigate inaccurate, incomplete, inconsistent, or potentially unauthorized information; suspected fraud or misuse; payment concerns; or a risk to the Service, another person, or our reporting partners. Where reasonably possible, we will explain what is required and give you an opportunity to correct or verify the information.
If the requested information is not provided within a reasonable period (generally ten (10) days), cannot reasonably be verified, or confirms a breach of these Terms, we may cancel the order or suspend or close the account. If we cancel an order before delivering the report, we will refund amounts paid for that undelivered report or void the related invoice. Customer-requested cancellation may not be available after research or fulfillment has begun. Nothing in these Terms limits any refund or cancellation right that cannot lawfully be excluded.
6. Prices and payment
Prices are shown before an order is placed and may vary by country, delivery tier, or customer contract. Prices are denominated in United States dollars unless we state otherwise. Applicable taxes, duties, or bank fees may be added where required. Unless an approved invoicing arrangement or prepaid balance applies, payment is required when the order is placed. You authorize us and our payment provider to charge the selected payment method for the displayed total. You remain responsible for valid, current billing information and any undisputed amount due.
7. Permitted use of reports
Reports are supplied solely to the ordering customer for lawful business credit, supplier, counterparty, compliance, or due-diligence decisions. They may not be redistributed, published, resold, or shared outside your organization except with our prior written consent or as required by law. “Your organization” means the ordering legal entity and its employees and professional advisors who need the report for that same business decision. The purchase grants a limited, non-exclusive, non-transferable license to use the delivered report for those purposes. It does not grant a right to build a competing database or to republish source data.
The Service and each Report provide commercial business credit information. They are not consumer reports. The Company is not a consumer reporting agency. The Fair Credit Reporting Act's rules for consumer reports do not apply to the Service or to Reports. You may research a sole proprietorship only as a business. You must not use the Service or a Report to determine an individual's eligibility for personal credit, employment, insurance, housing, or any other consumer purpose.
You must not use the Service unlawfully, to harass or harm another person, to misrepresent your identity or purpose, or to interfere with the Service.
It is our policy not to disclose your name as the inquiring party to the subject company unless you have given prior permission or disclosure is required by law or by a local source that cannot complete the work without a limited disclosure. We will not treat that policy as a warranty that a local source will never infer that an inquiry was made.
8. Confidentiality and intellectual property
The Service, its presentation, and its original content are owned by or licensed to us and are protected by applicable intellectual-property laws. Reports may also contain confidential or licensed information from third-party sources. Your purchase gives you a limited right to use the delivered report for the permitted purposes above; it does not transfer ownership of the Service or source materials.
9. Accuracy and disclaimers
We use reasonable care in providing the Service, but business information can be incomplete, unavailable, or change after a report is prepared. Local providers, public registries, and other sources differ by country. The Company does not independently audit every underlying record. There are no guarantees of the accuracy of the information. To the maximum extent permitted by law, we do not warrant that every report is complete, error-free, or suitable as the sole basis for a decision. You should consider the report's dates, sources, qualifications, and the other information available to you. Recognition of reports by a bank, insurer, export-credit agency, or other reviewer is that reviewer's decision and is not a warranty that a particular report will be accepted.
10. Suspension and termination
We may restrict, suspend, or terminate access where we reasonably believe an account or order breaches these Terms, presents a security or fraud risk, is unauthorized, remains unpaid, or could expose us or another person to legal or operational harm. We will act proportionately where circumstances permit. Provisions that by their nature should continue after termination, including payment obligations, use restrictions, disclaimers, and liability limits, will survive.
11. Limitation of liability
To the maximum extent permitted by law, the Company and its members, officers, employees, and local providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, business opportunities, goodwill, or data, arising from the Service or a report, whether based in contract, tort, or otherwise, even if advised of the possibility of those damages.
Because reports are assembled from local providers and other third-party sources, and because there is no guarantee of accuracy, you are solely responsible for the business decision you make. To the maximum extent permitted by law, the Company's total liability arising out of a report or order will not exceed the amount you paid for that report. For any other claim arising out of the Service, the Company's total liability will not exceed the amounts you paid to the Company for the Service during the twelve (12) months before the claim.
You will defend and indemnify the Company against claims, losses, and reasonable expenses arising from: (a) your misuse of a report or the Service; (b) use of a report for a consumer or other prohibited purpose; (c) redistribution or resale of a report; (d) inaccurate or incomplete identifiers you supplied; or (e) a claim by a subject company or related individual arising from your use of a report, except to the extent caused by the Company's willful misconduct.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or for death or personal injury caused by negligence where that limitation is prohibited.
12. Governing law, arbitration, and jury waiver
These Terms and any dispute arising out of or relating to them, the Service, or a report are governed by the laws of the State of Texas, without regard to conflict-of-law rules.
Except for the court actions listed below, any dispute, claim, or controversy arising out of or relating to these Terms, the Service, or a report will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The seat of arbitration is Collin County, Texas. The language of the arbitration is English. There will be one arbitrator. The arbitrator may award the same damages and relief that a court of competent jurisdiction could award, subject to these Terms. Judgment on the award may be entered in any court of competent jurisdiction.
YOU AND THE COMPANY WAIVE ANY RIGHT TO A JURY TRIAL. YOU AND THE COMPANY ALSO WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. ARBITRATION WILL PROCEED ONLY ON AN INDIVIDUAL BASIS.
Either party may bring an action in the state or federal courts located in Collin County, Texas, solely to: (a) compel arbitration or enforce an arbitral award; (b) seek temporary or permanent injunctive relief to protect intellectual property, confidential information, or the security of the Service; or (c) collect an undisputed unpaid invoice. Those courts are the exclusive judicial forum for those actions, and each party consents to personal jurisdiction there. The jury-trial waiver still applies to any such court action.
13. General terms
These Terms, together with the Privacy Policy and the order details displayed at checkout, are the entire agreement between you and the Company for the Service. They supersede prior discussions about the Service. If a provision is held unenforceable, the remaining provisions remain in effect. A failure to enforce a provision is not a waiver. You may not assign these Terms without our written consent. We may assign them in connection with a reorganization, financing, or sale of the business. There are no third-party beneficiaries except that local providers and payment processors may rely on the disclaimers and use restrictions that protect them. The United Nations Convention on Contracts for the International Sale of Goods does not apply. The English version of these Terms controls.
14. Changes and contact
We may update these Terms from time to time. The current version and effective date will be posted here. If a change materially affects existing customers, we will provide reasonable notice and request renewed acceptance where required. The Terms in effect when an order is placed apply to that order unless applicable law requires otherwise.
Questions about these Terms may be sent through our contact page. Legal notices to the Company may be sent through that page or to the Company's registered agent in Texas.