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What is an international business credit report?

Understand what a company credit report can include, how to identify the right overseas business, and what to prepare before ordering.

By International Credit Reports

A company report for business decisions

An international business credit report brings together information about a company in another country. It can help a business understand who it is trading with, how that company is registered, and what financial or payment information is available. Manufacturers, distributors, and lenders use these reports when researching customers and business partners.

The subject is a business entity. International Credit Reports does not provide personal consumer credit reports. A sole proprietorship can be researched as a business, but the service is not a way to check an individual’s personal credit score.

What can a business credit report include?

Information varies by country, company, and report type. A report may include:

  • Company identity: legal name, registration details, address, corporate status, and years of operation.
  • Ownership and management: directors, shareholders, and available information about the ownership structure.
  • Financial information: financial statements and figures, where available, with the periods they cover.
  • Payment information: available trade references, bank references, and payment history.
  • Public records: available litigation, insolvency, or other legal information.
  • Credit assessment: a risk assessment and credit recommendation based on the information gathered.

Not every section is available for every company. A missing financial statement does not, by itself, establish that the company is in financial difficulty. Check the explanation and source dates in the report, and ask about any gaps that matter to your review.

How to request a credit check on an overseas company

  1. Identify the legal entity. Gather the full company name and country. Include its registered address, registration number, website, and any other identifiers you have. A trading name can differ from the registered business name, and similarly named companies can exist in the same market.
  2. Check country coverage and report options. Use the country pricing page to find available delivery tiers, current prices, and delivery estimates. Availability is specific to the country you select.
  3. Choose the report type. Decide whether the available Same Day option or a Freshly Investigated report fits your request. Read the report type comparison for the difference in sourcing.
  4. Submit the company details. Create an account, enter the business information, select an available priority, and confirm payment. You can order on a pay-per-report basis without a subscription.
  5. Review the delivered PDF. Open the report in your secure dashboard. Check that the legal entity matches your request and read the dates, qualifications, and information gaps alongside the assessment.

Why country and source dates matter

Company information is not published in the same way everywhere. Filing requirements, public access, and reporting timelines differ between markets. Even a newly compiled report can contain financial statements from an earlier accounting period, because those are the latest statements available.

International Credit Reports works with local in-country credit reporting agencies. The report gives context for the company information that can be obtained; it cannot guarantee future payment or that every recent business change has reached a public record.

See the format before ordering

Our US and Canadian sample credit reports show examples of report structure. Use them to understand the layout and types of information, while allowing for differences between countries and companies. If you need a particular document or data point, contact the team to discuss availability before you place the order.

Find a report for your company check

Check the available report types, prices, and delivery estimates for the company’s country.